Saving Money on Makeup
Saving money on makeup is easy. Ever buy the wrong makeup or beauty product and feel like you are wasting a ton of money on beauty products? Well looking good doesn’t have to cost a fortune. I just made my semi-annual makeup and beauty product haul so I thought I would share my money tips and tricks to saving money on makeup. Buy at the Right Time = Free StuffGift with purchase Bonus packagesStock up during bonus or gift with purchase specials. Estee Lauder for example is currently in “gift” at Macy’s until 3/18. Make a $35 purchase and receive a make up kit or...
Read MoreThe Cost of Clutter
The high price of having too much stuff. The costs; time, money and anxiety. I don’t now about you but it seems like every year after Christmas and close to tax time I start feeling suffocated by stuff…especially when it comes to my closet. Last week I hit the tipping point when I could not find a workout top I was looking for. I must have spent 20 minutes looking for it and finally got so fed up, I gave up. So I spent half of last Saturday purging my closet and boy do I feel better! Doug (my husband) said the house feels lighter….this is after he helped me inventory,...
Read More3 Tax Season Traps
3 Tax Season Traps W-2s have been mailed and that means that many will be rushing to file their taxes. With that comes tricks of the trade that are designed to keep consumers broke. Lots of companies are advertising that they will do your simple federal tax return for free. Why? Because they want to get you into their office and up-sell you with additional products and services like your state return. Once you are in their office or on their website it is easy to fall prey and be tempted to take them up on their offer. However according to the IRS up to 70% of American’s...
Read MoreTax Tips for January
Tax Tips for January: Do’s and Dont’s Video Tax Tips for January -The Do’s and Dont’s If you haven’t already received an on-slot of 2011 tax documents in your mailbox, get ready. Tax related documents like W-2’s, 1099’s, etc. are required to be mailed by January 31st. Do: Get organized – Establish a file folder, drawer or some kind of central location so as forms come you can keep them together. This helps ensure you have all of your required documentation and helps you optimize deductions. Decide how to file: Free Filing – You may qualify...
Read More3 Tips to Getting a Better Raise
Getting a better raise is one of the smartest financial moves you can make because you earn it year after year. The average raise for 2012 is expected to be 3% with top performers getting as much as 4.6% according to HR consulting firm Mercer. I’ve done hundreds of performance reviews and I can assure you they are labor intensive and it is hard to get them done on top of your regular job duties. Anytime you can make your boss’s job easier, it’s a good thing. 3 Tips to Getting a Better Raise 1. Start Now – Early January Salary increase budgets are rolled out to...
Read MoreFinding Money – Unclaimed Cash
Roughly 1 in 10 people have unclaimed property waiting for them. Even if it’s not you, you probably know someone who does. Family members often forget or are unaware that they are entitled to collect unclaimed property and assets of deceased relatives. This generally happens if they did not leave an up-to-date will. You could be a few quick clicks away from finding some money. Here’s How: Quick Search http://unclaimed.org Unclaimed.org allows you to quickly and easily search for unclaimed property by state and name for free. Generally corporations, businesses,...
Read MoreChristmas Shopping Tips
7 Christmas Shopping Tips to Save Money -Here are tips and tricks to saving time and money while doing your Christmas Shopping. I know you have shopping to do so this is a very short to the point list. Enjoy! 1. Get the Best Price – Use price comparison sites like http://www.Pricegrbber.com/ Simply type in the item you are shopping for and the best prices will pop up. 2. Use Discount Codes – Find online discount codes by opening another Internet browser and typing in discount/coupon or promo code and the company site you are shopping on. Here is a sample: ...
Read MoreHoliday Meal Planning
Putting a holiday meal on the table can be really stressful and expensive. Here a few simple things you can do to save time, money and keep your sanity. Step one: Get organized – You need to know some key things before you get started with the meal planning.Guest list – how many people are coming to dinner? What’s for dinner? Now that you know how many you are cooking for you can start planning what is on the menu and how much food you are actually going to need. Plan the main course, decide on what kind of side-dishes you are going to have and what kind of desserts you will...
Read MoreHolidays on a Budget
The holidays can be overwhelming and this year more than ever, we should all probably celebrate the Holidays on a budget. Not only do we need to keep our spending under control but we may even need to figure out how to raise money to pay for the holidays and utilize as many cost cutting measures as we can. Here are seven simple steps for making and sticking to your holiday budget. Feel free to download this complementary Holidays on a Budget Worksheet 7 Simple Steps to doing the Holidays on a Budget 1. Set your budget. This one simple step can mean the difference...
Read MoreLayaway 5 Things You Need to Know
Layaway used to be an extremely popular way to buy things. Though it never really went away , in these tough economic times customers are asking for it and major retailers are responding by bringing it back or just expanding their programs as the old-fashioned way to buy your holiday gifts. Layaway has some advantages for shoppers on a budget particularly those that may not have access to traditional credit or those who may choose not to partake in the huge January credit card bill. Either way, layaway allows shoppers pick up hot items at a good price and make payments over a set...
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