Denise’s Blog

Mother’s Day Gift Ideas

Mother’s Day Gift Ideas If you would rather watch than read…click here ABC Good Morning Kern County Mother’s Day is this Sunday so before heading off to the florist or jeweler, take note of what moms really want: Forty-eight percent of moms who participated in a survey for Ebates.com named a day at the spa as their number one gift choice. However, men mistakenly ranked spa day as number three on the list above jewelry and flowers.   What moms want most this Mother’s Day is some quiet time and spa-style relaxation. Making her feel pampered and special with a little...

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Tips for teens getting a summer job

Summer is almost here and if you are looking for tips to help your teen find a summer job click the “read more” tab below and then  click here -to see my top 6 Tips to Finding a Summer Job.    This link is to the article that ran on page 30 in Spring 2012 issue of FFA New Horizons  magazine.   You might not know this about me but I was a Future Farmers of America member in high school.   Being a member of FFA provided a lot for me as a teen and much of what I learned is still with me today.  I got my first loan for $600 from B of A in Shafter to purchase a lamb for...

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St. Patrick’s Day Doesn’t Have to Cost a ‘Pot of Gold’

Saint Patrick’s Day falls on a Saturday this year, which means you might be spending more money on festivities than you would if the holiday were on a weekday.   According to a National Retail Federation survey, 54% of Americans will be celebrating St. Patrick’s Day this year.  Celebrating will likely mean spending money on food, drink, and the wearing of green.   Here are some tips to help you save a ‘pot of gold’ this St. Patrick’s Day.   Wearing of the green $3 Bucks: Green permanent marker Green clothing dye Green eyeliner Green spool of ribbon Green...

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Saving Money on Makeup

Saving money on makeup is easy.  Ever buy the wrong makeup or beauty product and feel like you are wasting a ton of money on beauty products? Well looking good doesn’t have to cost a fortune.  I just made my semi-annual makeup and beauty product haul so I thought I would share my money tips and tricks to saving money on makeup.   Buy at the Right Time = Free Stuff Gift with purchase Bonus packages Stock up during bonus or gift with purchase specials.  Estee Lauder for example is currently in “gift” at Macy’s until 3/18.  Make a $35 purchase and receive a make up kit or...

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The Cost of Clutter

The high price of having too much stuff.  The costs; time, money and anxiety. I don’t now about you but it seems like every year after Christmas and close to tax time I start feeling suffocated by stuff…especially when it comes to my closet.  Last week I hit the tipping point when I could not find a workout top I was looking for.  I must have spent 20 minutes looking for it and finally got so fed up, I gave up.  So I spent half of last Saturday purging my closet and boy do I feel better!   Doug (my husband) said the house feels lighter….this is after he helped me inventory,...

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3 Tax Season Traps

3 Tax Season Traps W-2s have been mailed and that means that many will be rushing to file their taxes.   With that comes tricks of the trade that are designed to keep consumers broke.   Lots of companies are advertising that they will do your simple federal tax return for free. Why? Because they want to get you into their office and up-sell you with additional products and services like your state return.   Once you are in their office or on their website it is easy to fall prey and be tempted to take them up on their offer.  However according to the IRS up to 70% of American’s...

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Tax Tips for January

Tax Tips for January: Do’s and Dont’s   Video Tax Tips for January -The  Do’s and Dont’s If you haven’t already received an on-slot of 2011 tax documents in your mailbox, get ready.  Tax related documents like W-2’s, 1099’s, etc. are required to be mailed by January 31st. Do: Get organized – Establish a file folder, drawer or some kind of central location so as forms come you can keep them together.  This helps ensure you have all of your required documentation and  helps you optimize deductions. Decide how to file: Free Filing – You may qualify...

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3 Tips to Getting a Better Raise

Getting a better raise is one of the smartest financial moves you can make because you earn it year after year. The average raise for 2012 is expected to be 3% with top performers getting as much as 4.6% according to HR consulting firm Mercer.   I’ve done hundreds of performance reviews and I can assure you they are labor intensive and it is hard to get them done on top of your regular job duties.  Anytime you can make your boss’s job easier, it’s a good thing.   3 Tips to Getting a Better Raise   1. Start Now – Early January Salary increase budgets are rolled out to...

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Finding Money – Unclaimed Cash

Roughly 1 in 10 people have unclaimed property waiting for them.  Even if it’s not you, you probably know someone who does.  Family members often forget or are unaware that they are entitled to collect unclaimed property and assets of deceased relatives.  This generally happens if they did not leave an up-to-date will.   You could be a few quick clicks away from finding some money. Here’s How:   Quick Search http://unclaimed.org   Unclaimed.org allows you to quickly and easily search for unclaimed property by state and name for free.  Generally corporations, businesses,...

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Christmas Shopping Tips

7 Christmas Shopping Tips to Save Money -Here are tips and tricks to saving time and money while doing your Christmas Shopping.  I know you have shopping to do so this is a very short to the point list.  Enjoy!   1. Get the Best Price – Use price comparison sites like http://www.Pricegrbber.com/ Simply type in the item you are shopping for and the best prices will pop up. 2. Use Discount Codes – 
Find online discount codes by opening another Internet browser and typing in discount/coupon or promo code and the company site you are shopping on.  Here is a sample: ...

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