Corporate Programs

The Problem:
Businesses are struggling with higher healthcare costs, increased disability claims and lower productivity from their employees. These workers are costing corporations millions of dollars each year.

Why is this happening?

One of the major contributing factors might surprise you: financially stressed employees.

Financial stress suppresses an employee’s immune system, driving up healthcare costs and disability claims. Employees with money problems tend to fight with their spouse, which often negatively impacts their work productivity.

Here’s how financially stressed employees might be eating into your company’s bottomline profitability:

  • Absenteeism
  • Tardiness
  • Long breaks
  • Overtime abuse
  • Frequent phone calls
  • Hostile demeanor
  • Substance abuse
  • Increase requests for 401K loans and hardship withdrawals
  • Accidents, distractions, workers comp claims
  • Increased use of employee assistance programs
  • Wage garnishments
  • Employee retention
  • Requests for pay advances
  • Increased requests for 401k loans and hardship withdrawals

It is estimated that financially stressed employees spend 20 hours per month on the job worrying and dealing with personal financial issues. Their minds are not on their work, and that not only impacts profitability, but also costs everyone your company deals with…

  • Vendors
  • Shareholders and owners
  • Other employees
  • Your customers and clients

The Solution:
Programs that bring clarity to your employees’ financial lives

Money Starts Here provides unbiased financial wellness programs designed to
educate, not to sell financial products or services.

These financial wellness programs provide actionable advice that has the potential to save your company and your employees thousands of dollars. It’s an investment that will help cut costs, increase productivity, and foster a healthier and happier workplace.

What participants of Money Starts Here financial wellness programs are saying…

  • 100% would recommend the program to a coworker or friend.
  • 100% feel better prepared to make financial decisions.
  • 100% plan on taking at least one action to improve their personal finances.
  • 100% feel financial education is an important part of a good benefits package.

Who should attend:
Anyone who is responsible for handling any aspect of money can benefit greatly from these workshops.

Especially helpful for:

  • Recent college graduates
  • Foreign national workers
  • New employees
  • Anyone who has been overwhelmed, confused or stressed out about money
  • Those with a recent life change: engaged, married, separated, divorced, widowed, new baby, empty nester, preparing for retirement


It’s Your Money: Protect your financial life from costly mistakes
A full day or two half-day sessions on today’s most important financial issues:

  • Protecting your credit and improving your score
  • Red flags to look for in loan documents and credit card offers
  • The ins and outs of saving, budgeting and investing
  • The benefits of being financially organized and using technology
  • Strategies to help you spend less and get more
  • You’re in debt—now what?
  • Avoiding the most common pitfalls of scams, fraud and identity theft
  • And much, much more!

Lunch and Learn
One-hour presentations on popular financial topics:

  • Debt Elimination Secrets and Evaluating Credit Offers
  • Setting and Achieving Financial Goals and Getting Organized
  • Building a Budget and Stretching a Dollar
  • Understanding, Improving and Protecting Your Credit
  • Avoiding Scams, Fraud and Identity Theft
  • Raising Financially Smart Children

Programs are scalable, can be customized and range from 45 minutes to full-day seminars. Bulk book, workbook, presentation and sponsorship discounts are available.

About Money Starts Here:
Your employees will have the benefit of learning from national personal finance expert Denise Winston.
The founder of Money Starts Here, Winston is a leading financial authority, author, media personality and 25-year veteran of the banking industry. She has inspired and empowered millions of people across the nation to take control of their financial lives. She shares her financial advice, banker’s insight and money-saving tips as an expert on the new cable TV program Money Made Easy, and as a frequent contributor to numerous financial websites and media outlets including ABC TV, FOX Business, The Wall Street Journal, Better Homes and Gardens, Martha Stewart Radio and many more.

Contact Now!